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Coverage Guides

In-depth guides on insurance coverage for every major treatment. Prior auth help, appeal strategies, and cash-pay alternatives — all in one place.

Published — 7 guides
FertilityMay 2026 · 9 min read
IVF Insurance Coverage by State: 2026 Mandate Map

21 states plus DC require some fertility coverage in 2026 — but the rules vary dramatically. Full state-by-state breakdown of IVF mandates, cycle limits, and ERISA exemptions.

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ToolsMay 2026 · 12 min read
Prior Authorization Letter Templates by Insurer (Free, 2026)

Free copy-paste prior auth letter templates for Aetna, BCBS, Cigna, UnitedHealthcare, Humana, and Kaiser. Plus the universal template every Letter of Medical Necessity needs.

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MedicareMay 2026 · 7 min read
Does Medicare Cover GLP-1 Drugs? The 2026 Answer

Medicare Part D excludes weight-loss indications. T2D patients may be covered. Here's the complete 2026 breakdown including the IRA's GLP-1 negotiation status.

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PeptideApril 2026 · 6 min read
Does Insurance Cover Peptide Therapy? BPC-157, TB-500, and More

Peptide therapy is almost never covered. Here's why, what the FDA's 2024 ruling means for compounded peptides, and how to access them legally and safely.

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OzempicApril 2026 · 8 min read
How to Appeal an Ozempic Insurance Denial (Step-by-Step 2026)

40% of appealed GLP-1 denials are overturned when done right. Here's the exact letter, required documents, and timeline to overturn your Ozempic denial.

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SemaglutideApril 2026 · 7 min read
Compounded Semaglutide After the FDA Crackdown: What Patients Need to Know

The FDA resolved the semaglutide shortage in 2025. Here's what that means for compounded GLP-1 access, legality, and your options going forward.

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GLP-1May 2026 · 8 min read
Does Insurance Cover Ozempic? A 2026 Coverage Guide

Coverage has improved — but it's still far from guaranteed. Which insurers approve it, what prior auth requires, and what to do if denied.

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